I’ve thought about doing this before - the big kicker is if you can return the Extended Service Plan for a full refund. If you can do that, then this is a powerful negotiation strategy.

And that’s when a remarkable, though little known, opportunity is presented to the consumer. I’ve personally skimmed $150 off the price of my last television, and most recently saved on my digital camcorder.

This method works at many other places offering in-store insurance policies. It’s not full proof, but a patient consumer can save bundles of cash.

Outsmart Best Buy, Circuit City…Save Hundreds on Electronics